Terms

This page states the “Terms and Conditions” under which you may use the website of Murray & Associates atwww.murray-associates.com (“Web Site”). Please read these Terms and Conditions carefully, as they are legally binding. By using and viewing this Web Site, you are indicating your acceptance to be bound by these Terms and Conditions. Murray & Associates may revise these Terms and Conditions at any time by updating this posting. The terms “You” and “User” as used herein refer to all individuals and/or entities accessing this Web Site for any reason.

Murray & Associates authorises you to view and download a single copy of the material on the Web Site solely for your own use.

The contents of this Web Site, including but not limited to, text, graphics, images, logos, icons, and software, as well as the “look and feel” of the Web Site (collectively the “Material”), are protected under copyright, trademark and other laws. All Material is the property of Murray & Associates or its content suppliers or clients. The compilation (meaning the collection, arrangement and assembly) of all content on this Web Site is the exclusive property of Murray & Associates and protected by copyright laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright, trademark, service-mark and other proprietary notices contained in the original Material on any copy you make of the Material. Unless otherwise expressly provided, you may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any purpose. You shall not copy or adapt the HTML code that Murray & Associates creates to generate its pages. It is also protected by Murray & Associates copyright.

Users may not use the Web Site or Materials (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret, intellectual property, privacy, publicity or other rights of others, or (c) in a manner that is defamatory, obscene, threatening, abusive or hateful. If you have a password or other identification allowing access to a non-public area of this Web Site, you agree not to disclose or share your password or identification with any third parties or use your password or identification for any unauthorized purpose.

You agree to defend, indemnify, and hold harmless Murray & Associates, its officers, directors, employees and agents, from and against any claims, actions, losses, damages or demands, including without limitation reasonable legal and accounting fees, arising out of or resulting from your use of the Web Site and/or Material or your breach of the terms of these Terms and Conditions. Murray & Associates shall provide notice to you promptly of any such claim, suit, or proceeding.

These Terms and Conditions are governed by the laws of Ireland, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or courts within the Republic of Ireland. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided elsewhere in the Web Site, these Terms and Conditions constitute the entire agreement between you and Murray & Associates with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.